![]() ![]() US Mastercard Zero Liability does not apply to commercial accounts (except for small business card programs).Neither H&R Block nor MetaBank ® charges a fee for Emerald Card mobile updates however, standard text messaging and data rates may apply.Other restrictions apply see terms and conditions for details. A qualifying expected tax refund and e-filing are required. Payments you authorize from the account associated with your Refund Transfer will reduce the net proceeds of your refund sent to you. You can file your return and receive your refund without applying for a Refund Transfer. Refund Transfer is a bank deposit product, not a loan. Refund Transfer is an optional tax refund-related product provided by MetaBank ®, N.A., Member FDIC.Any Retail Reload Fee is an independent fee assessed by the individual retailer only and is not assessed by H&R Block or MetaBank ®. Emerald Card Retail Reload Providers may charge a convenience fee.See your Cardholder Agreement for details on all ATM fees. When you use an ATM, in addition to the fee charged by the bank, you may be charged an additional fee by the ATM operator.Mastercard is a registered trademark, and the circles design are registered trademarks of Mastercard International Incorporated. Emerald Advance SM is subject to underwriting approval with available credit limits between $350-$1,000. Cards issued pursuant to license by Mastercard International Incorporated. H&R Block Emerald Advance ® line of credit, H&R Block Emerald Savings ® and H&R Block Emerald Prepaid Mastercard ® are offered by MetaBank ®, N.A., Member FDIC.See Online and Mobile Banking Agreement for details. ![]() Fees apply to Emerald Card bill pay services.Faster access to funds is based on comparison of traditional banking policies for check deposits versus electronic direct deposit. Please check with your employer or benefits provider as they may not offer direct deposit or partial direct deposit. Payroll, unemployment, government benefits and other direct deposit funds are available on effective date of settlement with provider.For a full schedule of Emerald Card fees, see your Cardholder Agreement.Additional fees, terms and conditions apply consult your Cardholder Agreement for details. H&R Block Emerald Prepaid Mastercard ® is issued by MetaBank ®, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated.Limited time offer at participating locations. Fees for other optional products or product features may apply. Tax returns may be e-filed without applying for this loan. If approved, funds will be loaded on a prepaid card and the loan amount will be deducted from your tax refund, reducing the amount paid directly to you. Approval and loan amount based on expected refund amount, eligibility criteria, and underwriting. This is an optional tax refund-related loan from MetaBank ®, N.A.For more details, see the Terms & Conditions. For partial savings-secured and full savings-secured lines of credit, the APR is 18% and 9% respectively. **36% APR applies during promotional period and for unsecured lines of credit. If, at the time you establish your Emerald Advance, you are a covered borrower as that term is defined in the Military Lending Act and its implementing regulations, including 32 CFR § 232.3 (a "Covered Borrower"), and so long as you remain a Covered Borrower, your annual fee will be waived. *$30 in subsequent years for clients who maintain their accounts year-round. If a check is used to make a payment on your Emerald Advance, and the financial institution on which the check is drawn dishonors or returns it unpaid for any reason, a $20 fee per returned check may be charged. Assessed on the day the Emerald Advance is openedįinance Charge assessed on the amount drawn from your Emerald AdvanceĪssessed if monthly payment is received after the due date (maximum of 5 fees per year). ![]()
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